MikeA legal AI workspace for bankruptcy firms
Bankruptcy firms use Mike to read pay stubs, bank statements, tax returns and creditor records, build the tables that feed schedules and the means test, and check a petition against the documents behind it. Every figure Mike reports links to the page it came from, so an attorney can verify it before it is signed under oath.
Updated
Attorney: Compare the draft schedules with the pay stubs and the bank statements. List anything that doesn't match or that the trustee will ask about.
Mike: Two items do not match. The draft lists monthly income from one employer [1], but the bank statements show regular deposits from a second source [2]. The March statement also shows a large payment to the client's brother, which the draft statement of financial affairs does not mention [3]. I listed both for correction before filing.
- [1] Draft schedules, Schedule I, p. 24
- [2] Bank statements, Jan. through June, various
- [3] March bank statement, p. 3
Mike created Okonkwo pre-filing memo.docx.
Example matter. Names and documents are fictional.
A consumer case depends on getting the client's financial picture right and complete, from a stack of documents the client gathered under stress. Mike reads the stack, sorts income, assets, debts and recent transactions into tables, and flags what is missing or inconsistent before the trustee asks.
Cuanto Labs installs Mike for your firm, connects it to the folders where your client files already live, and loads your own intake questionnaires, document checklists and letters. Clients' financial records stay inside your firm's own installation.
What Mike does for your practice
- Income and means-test tables
- Mike reads six months of pay stubs, benefit letters and deposits and builds a table of income by month and source, each entry linked to the page it came from. Attorneys use it to prepare the income figures that go on the forms.
- Debt and creditor schedules
- Use Tabular Review to pull creditor, account, balance, collateral and status from credit reports, statements and collection letters into one sortable table, so the creditor list starts from the documents and not from the client's memory.
- Asset and recent-transfer review
- Mike reads bank and brokerage statements and flags large or unusual payments, transfers to relatives and recent purchases that a trustee might ask about, with the statement page for each, so the attorney can raise them with the client first.
- Petition-to-document checks
- Before filing, Mike compares the draft schedules and statements with the underlying documents and lists every figure, address or account that does not match, so corrections are made before the client signs.
- Claims and motion drafting
- Mike reads proofs of claim and stay-relief motions and drafts objections, responses and cover letters in your template from the file. Drafts arrive as Word documents, and revisions come back as tracked changes.
- Dischargeability and plan research
- Mike searches published case law on the questions a case raises, such as dischargeability of a particular debt or treatment of a vehicle loan in a plan, reads the opinions, and checks case-law citations against CourtListener.
- Trustee document request responses
- Upload a trustee's request for documents and Mike lists each item asked for, finds the matching documents in the client file, and notes what is still outstanding, so the response package is complete and organized.
How we set it up for your firm
- Your client folders, connected
- We connect Mike to the drive or document system where your bankruptcy files live, so attorneys and paralegals ask about a client without uploading documents twice.
- Your intake and checklists
- We load your questionnaires, document checklists, client letters and objection templates, so drafts come back in your format and follow your process.
- Schedule-ready review templates
- We build tabular review templates that pull the fields your forms need from each pay stub, statement and credit report, so staff can check a table instead of retyping.
- Your court's local rules
- We connect the statutes, local rules, standing orders and research sources your firm already uses, so Mike works from the requirements of the districts where you file.
- Trustee document requests
- We load the document lists your local trustees ask for and the checklist you give clients before the creditors meeting, so Mike can compare what a client has handed over with what the trustee will expect.
Questions attorneys ask
Can Mike prepare the petition and schedules?
Mike builds the tables that feed them and checks drafts against the documents, but it does not file anything and does not replace your petition software. Many firms use Mike to catch mismatches before filing and to draft the letters and objections around the case. The attorney reviews every figure before the client signs.
Does Mike calculate the means test?
Mike pulls income, by month and source, from the documents and shows where each figure came from. The calculation and the decision about which chapter to file belong to the attorney, usually in the firm's existing tools. Having the monthly table sourced to the page makes the figures easy to confirm.
Is it practical for a high-volume practice?
Saved workflows let your firm run the same checks on every new file, such as the intake review, the pre-filing comparison and the trustee request. Mike drafts from your templates, so routine documents start consistent. Attorneys still review each file, and your filing and calendar systems stay as they are.
Can Mike spot a transfer the client forgot to mention?
Mike reads the bank statements and lists large transfers, payments to relatives and payments to single creditors, with the date and page for each. It can only flag what appears in the documents provided, so it supports your questioning of the client and does not replace it. The attorney decides what must be disclosed on the statement of financial affairs.
What does Mike do when a client hands over incomplete documents?
Mike compares the folder with your checklist and lists each missing item, such as a month of statements, a vehicle title or a prior year's return. It can then draft the client letter that asks for exactly those items. The paralegal reviews the letter before it goes out, and the list updates as new documents arrive.
Which court rules does Mike work from?
Mike works from the local rules, standing orders and statutes your firm loads or connects during setup, and it searches published case law on the question you ask. It does not know on its own which judge in your district prefers what. Opinions it cites link to their source, and the attorney reads them before relying on them.
Related
Bring Mike to your firm.
Book a 30-minute call. Tell us about your practice and the systems your documents live in, and we'll come back with a setup plan for your firm.
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